ABOUT
Meet our team
Our Leadership Team is united in the purpose of making good on the full promise of the digital revolution.
COMO is committed to high standards of corporate governance
We have a comprehensive range of policies and systems in place to ensure that COMO services are well-managed, with effective oversight and control. We comply with the applicable provisions of the EU Corporate Governance Code and financial regulator in Luxembourg.
In this section you can find out more about our board of directors and senior management.
Management
Angela is an entrepreneurial force with over three decades of experience shaping the digital finance landscape. As the CEO, Founder, and Chief Strategist of COMO Group, she has pioneered radical innovations in transaction banking, payments, and e-commerce, transforming industries across Europe, Southeast Asia, the Middle East, and Africa. From developing groundbreaking digital technologies to commercializing solutions that redefine industries, Angela’s journey has been one of relentless innovation and bold vision.
In addition to her leadership at COMO, Angela serves as Vice-Chair of the Executive Board and Chairperson of the Digital Committee at the American Chamber of Commerce (AMCHAM) in Luxembourg. In this role, she plays a vital part in advancing digitalization and fostering a progressive tech environment. Her remarkable contributions to the industry were honored when she was named "Entrepreneur of the Year" at the 2019 ICT Awards.
Uwe Nickel is COMO's highly skilled and experienced Chief Technology Officer (CTO). With a 25-year remarkable track record in designing enterprise-level technology solutions, Uwe plays a pivotal role in developing COMO's radical technology.
Before joining COMO, Uwe held a senior consulting position at SAP, leading innovation projects for major clients, including Avaya, BMW Group AG, Allianz AG, and others. This professional background highlights his strong ability to drive innovation and deliver impactful solutions across diverse industries.
With his wealth of knowledge and visionary approach, Uwe is crucial in ensuring that COMO remains at the forefront of technological advancements. His dedication to excellence and commitment to delivering advanced financial technology solutions help our organization meet the evolving needs of our business clients.
The COMO Group is privileged to have a highly experienced Chief Communication Officer (CCO) in Carlos Corea Lacayo. Carlos boasts a diverse expertise, from cultural anthropology to diplomacy, from journalism to academia. He previously served as Nicaragua’s ambassador to France and then to UNESCO in Paris, showcasing his exceptional diplomatic skills and knowledge of international relations.
Carlos also leads the Segovia initiative in his native Nicaragua, which aims to foster community involvement and improve people's lives through environmentally sustainable programs. This demonstrates his commitment to driving positive change and empowering individuals.
Carlos's multifaceted skills and forward-thinking approach significantly contribute to shaping COMO’s communication and cultural strategies. His ability to effectively engage stakeholders and cultivate meaningful relationships is essential to the organization's continued success.
Gergana Pramatarova possesses extensive expertise in banking and fintech business development and investor relations, accumulated over a career spanning more than 18 years. She has held significant positions at reputable institutions such as First Investment Bank, Eurobank, ICAP Group, PayX International, and the European Investment Bank (EIB) in Bulgaria.
Gergana's profound knowledge and understanding of the sector exemplify her comprehensive industry experience. She has successfully contributed to various aspects of these domains, including business development, fundraising, and fostering strong investor relations.
Stephane Jodin is a seasoned finance professional with a proven track record as Chief Financial Officer and Chief Operational Officer. With extensive experience in strategic financial management, he has consistently delivered solid results and optimized organizational efficiency and profitability.
Jodin's exceptional leadership skills and capacity for strategic thinking have made him a sought-after executive in the corporate world. His proficiency in aligning financial goals with broader business objectives and his commitment to cost optimization and risk management have resulted in measurable success for the organizations he has served, such as Activtrades Europe and Keytrade Bank.
Combined with his deep understanding of financial markets, Stephane's analytical abilities have consistently enabled him to drive business growth and success.
A distinguished expert in the field of compliance, COMO’s Chief Compliance Officer specializes in Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations.
With a remarkable track record and over 20 years of experience in delivering exceptional results within the complex landscape of regulatory adherence, her extensive background has equipped her with a deep understanding of the intricacies associated with compliance frameworks, risk management, and corporate governance.
Prior to joining COMO, she developed her expertise at one of the world’s leading banking groups and a leading financial services firm, where she played a central role in developing and implementing compliance strategies that strengthened the organization’s adherence to international regulations. At a global insurance and reinsurance company in internal audit, she utilized her analytical and strategic planning skills to manage internal control assessment and ensure robustness and compliance of operations.
Pavel Visotchi is an experienced and dedicated corporate governance and compliance professional.
He has over 15 years professional experience as general corporate counsel and corporate secretary across complex structures. His previous experience includes Anglo American Group, Crestbridge, Lazada Group and Morgan Stanley Investment Management.
Pavel has an LLM from the University of Luxembourg and a master’s degree from the University of Strasbourg. He is also a certified Corporate Governance Officer with the Luxembourg Institute of Directors and has a Certificate in Corporate Governance from INSEAD.
Executive Board of Directors
Angela is an entrepreneurial force with over three decades of experience shaping the digital finance landscape. As the CEO, Founder, and Chief Strategist of COMO Group, she has pioneered radical innovations in transaction banking, payments, and e-commerce, transforming industries across Europe, Southeast Asia, the Middle East, and Africa. From developing groundbreaking digital technologies to commercializing solutions that redefine industries, Angela’s journey has been one of relentless innovation and bold vision.
In addition to her leadership at COMO, Angela serves as Vice-Chair of the Executive Board and Chairperson of the Digital Committee at the American Chamber of Commerce (AMCHAM) in Luxembourg. In this role, she plays a vital part in advancing digitalization and fostering a progressive tech environment. Her remarkable contributions to the industry were honored when she was named "Entrepreneur of the Year" at the 2019 ICT Awards.
Christian Bamberger is a former co-founder and Chief Technology Officer of PAY.ON, bringing over 25 years of experience in IT and Fintech businesses to the company. He is also actively involved as an investor and advisor in fintech, insurtech, and POS companies and serves as a limited partner in multiple funds.
Christian's expertise lies in creating long-lasting value and collaborating with entrepreneurs seeking growth through organic and inorganic strategies. He has been invested in COMO Group since 2020 and joined the team as a director, demonstrating his commitment to supporting innovative ventures within the industry. Christian's extensive background and involvement across a wide range of sectors make him a valuable contributor to the advancement of the field.
Dr. François Masquelier is the Chairman of the Association of Corporate Treasurers of Luxembourg (ATEL) and the Honorary Chairman of the European Association of Corporate Treasurers (EACT).
With a strong educational background—holding a Doctorate in Tax Law, a degree in Economy and Administration from the University of Liège, and an Executive Master in Management from Solvay Business School—he brings a distinguished reputation and considerable experience in the field to COMO.
His expertise significantly enhances our governance and strategic capabilities. Dr. Masquelier's commitment to excellence in corporate treasury and finance positions him as a vital asset in advancing innovative initiatives within the organization.
Mario Zardoni is a seasoned professional with over 20 years of experience in financial services and risk management. With his notable tenure at the Commission de Surveillance du Secteur Financier (CSSF), where he specialized in prudential supervision and risk management of investment funds, Mario honed his skills and understanding of regulatory compliance to the highest standards.
Before his tenure at the CSSF, he held pivotal roles at renowned financial institutions, including RBS (Luxembourg) S.A., Swedbank Management Company S.A., and Eurizon Capital S.A., all of which enriched his experience and solidified his reputation as a trusted expert in the field.
Manuel Fernandez is an esteemed legal professional with over 13 years of experience at big names, such as GSK Stockmann, Elvinger, Hoss & Prussen, and the European Investment Fund. Manuel embodies legal excellence, with a profound specialization in corporate law, banking, and finance.
His extensive tenure in these domains has made him an authority in handling international transactions, where his in-depth understanding of conventional and unconventional transaction structures set him apart.
Manuel's invaluable expertise stems from his ability to navigate the intricate world of corporate law and banking. He gained specific legal knowledge and adherence to Fintech and Banking regulations in accordance with the CSSF, making him a trusted advisor for clients engaged in complex and high-stakes financial dealings.
Executive Board of Directors
Non-Executive Board of Directors
Xavier Adsera is a prominent figure in the world of finance and entrepreneurship. His distinguished career showcases a remarkable blend of innovation and leadership. Notably, he founded Adequita Capital, a testament to his entrepreneurial spirit and ability to identify and nurture investment opportunities. His co-founding of an investment bank in Spain underlines his commitment to expanding financial horizons and fostering growth in the industry.
Xavier has served as the CEO of a UK-based private equity firm. He holds several leadership roles in addition to his work at Adequita, including CEO of UVentures, Chairman of the Board of Dakia Digital, and Board member of Alder Fuels and Oxford Leadership.
The COMO Group is privileged to have a highly experienced Chief Communication Officer (CCO) in Carlos Corea Lacayo. Carlos boasts a diverse expertise, from cultural anthropology to diplomacy, from journalism to academia. He previously served as Nicaragua’s ambassador to France and then to UNESCO in Paris, showcasing his exceptional diplomatic skills and knowledge of international relations.
Carlos also leads the Segovia initiative in his native Nicaragua, which aims to foster community involvement and improve people's lives through environmentally sustainable programs. This demonstrates his commitment to driving positive change and empowering individuals.
Carlos's multifaceted skills and forward-thinking approach significantly contribute to shaping COMO’s communication and cultural strategies. His ability to effectively engage stakeholders and cultivate meaningful relationships is essential to the organization's continued success.
Uwe Nickel is COMO's highly skilled and experienced Chief Technology Officer (CTO). With a remarkable 25-year track record in designing enterprise-level technology solutions, Uwe plays a pivotal role in developing COMO's radical technology.
Before joining COMO, Uwe held a senior consulting position at SAP, leading innovation projects for major clients, including Avaya, BMW Group AG, Allianz AG, and others. This professional background highlights his strong ability to drive innovation and deliver impactful solutions across diverse industries.
With his wealth of knowledge and visionary approach, Uwe is crucial in ensuring that COMO remains at the forefront of technological advancement. His dedication to excellence and commitment to delivering advanced financial technology solutions help our organization meet the evolving needs of our business clients.
Paul Schonenberg is an illustrious senior executive and esteemed Board member with a remarkable career spanning over half a century. His extensive and diverse experience has positioned him as a trusted advisor and leader for international corporations.
As the CEO of the American Chamber of Commerce (AMCHAM) Luxembourg, he has demonstrated a deep commitment to fostering economic collaboration and promoting transatlantic business ties. With a track record of remarkable success and a profound understanding of the intricate dynamics of global business, Paul has consistently delivered visionary leadership that has shaped the strategies of organizations operating on a global scale.